Insurance, Insurance, Insurance
With a new car came the new expense of car insurance. I already have renters insurance through Allstate. It costs $165/yr ($13.75/mo). Pretty cheap. The Prius was purchased on a Saturday, and the agent that sold me my renters policy was off work, so I called the national number. The woman who answered sounded like she was trying to help, but told me the only plan I was eligible to receive was $240/mo!!! I only agreed to it because I was in a crunch and I knew I was going to call my Allstate guy Monday morning, and he would fix it.
And, that's what happened. My agent got me into the "gold" plan. They were having a special on it, so I got a $600 deductible for the same price as a $1,000 deductible. I got multiple discounts for being an existing customer, bundling my car insurance with my renters insurance, paying a year's worth of premiums up front, and using an ACH transfer from my checking account instead of a paper check to pay. All told I paid $800 forthe year or $66.66/mo six months! How did I misunderstand that?!? That's $133/mo. Better than $240, but not great. I'm going to have to do some research.
Oh, and I just got my refund for the original car insurance plan in the mail. I didn't have to hound them to get it either, so that's something.
Got an insurance story? Tell us all about it.
And, that's what happened. My agent got me into the "gold" plan. They were having a special on it, so I got a $600 deductible for the same price as a $1,000 deductible. I got multiple discounts for being an existing customer, bundling my car insurance with my renters insurance, paying a year's worth of premiums up front, and using an ACH transfer from my checking account instead of a paper check to pay. All told I paid $800 for
Oh, and I just got my refund for the original car insurance plan in the mail. I didn't have to hound them to get it either, so that's something.
Got an insurance story? Tell us all about it.
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