Hello, Chase Sapphire Preferred!

Posted by Christine Talley at 12/20/2011 5:06 PM
Categories: cash
After the sadness of losing my Schwab Visa 2% cash back card, I was on the lookout for a new rewards credit card.  Enter Chase Sapphire Preferred.  The card offers a lot of benefits, but here's what I'm most interested in:
  • $50,000 bonus points if I spend $3,000 in the first 3 months, good for $500 cash or $625 in travel.
  • $95 annual fee WAIVED the first year.
  • No foreign transaction fee.  (You never know when Hubs & I might have to quickly leave the country!)
I earned $500 last year on my Schwab card with all the crazy wedding/apartment spending.  Assuming I only earn the bare minimum rewards points -- 1 for every $1 spent -- I should also end up with 10,000 points or $100 cash back by the end of the year.  That, plus the bonus points, means the Chase Sapphire will bring in $600-$725 this year with just normal spending!  Yay!

Also, the card is strange... heavy, inflexible.  I whipped it out at a dinner with coworkers, and they were agog.  Everyone wanted to know how I got it like it was an American Express Black or something!  So, if you want something impressive, too, this is it.


 

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